Life Insurance
Ethos Life Insurance
Ethos Life offers a modern approach to life insurance, providing both term and whole life policies. Here are some key features:
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No Medical Exams: Most policies do not require a medical exam, making the application process quick and easy
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Instant Coverage: Many policies are issued instantly, allowing you to get covered in as little as 5 minutes
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Flexible Coverage: Ethos offers coverage ranging from $20,000 to $2 million
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Digital Application: The entire process is online, from getting a quote to purchasing the policy
Term Life Insurance
A type of life insurance policy that provides coverage for a specific period, or “term,” such as 10, 20, or 30 years. If the insured person dies during this term, the policy pays a death benefit to the beneficiaries. However, if the insured outlives the term, the policy expires without any payout
Indexed Universal Life (IUL)
A type of permanent life insurance that combines a death benefit with a cash value component. The cash value can earn interest based on the performance of a selected stock market index, such as the S&P 500. This allows for potential growth while also offering a guaranteed minimum interest rate to protect against market losses
Whole Life Insurance
A type of permanent life insurance that provides coverage for the insured’s entire lifetime, as long as premiums are paid. It includes a death benefit and a cash value component that grows over time. The cash value can be accessed by the policyholder through withdrawals or loans while they are still alive
Manhattan Life Insurance
ManhattanLife is one of the oldest and most reliable life and health insurance companies in the U.S., offering a wide range of products:
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Term Life Insurance: Available for face amounts up to $250,000, with higher amounts available on a fully underwritten basis.
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Whole Life Insurance: Provides lifelong coverage and builds cash value over time.
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Supplemental Health Insurance: Includes options like Medicare Supplement and accident insurance.
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ManhattanLife has been supporting individuals and families since 1850, ensuring health, wealth, and security throughout different life stages.​
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